At rupirise, your privacy is of utmost importance to us. This Privacy Policy outlines how we collect, use, and protect your personal information when you access or use our website or services.
1. Information We Collect
- Personal Information: We collect personal details such as your name, email address, phone number, Aadhaar Card, PAN Card, bank statements, and income proof when you apply for a loan or register on our platform.
- Financial Information: Details related to your financial status, including income, employment, credit score, and banking details, may be collected for loan processing and approval.
- Device Information: We may collect information about the device you use to access our services, including IP address, operating system, browser type, and location.
- Usage Data: Information on how you interact with our platform, such as pages visited, time spent, and features accessed, may be collected to enhance user experience.
2. How We Use Your Information
- To process loan applications and determine eligibility.
- To verify identity and prevent fraud or unauthorized access.
- To improve our platform and provide a personalized experience.
- To communicate important updates, offers, and notifications.
- To comply with legal and regulatory requirements.
3. Sharing of Information
- With Third Parties: We may share your information with trusted third-party service providers, such as loan lenders, credit bureaus, payment processors, and verification agencies, to process your application and provide services.
- With Authorities: Information may be disclosed to comply with legal obligations, respond to law enforcement requests, or protect against fraudulent activities.
- With Consent: Your information may be shared with other parties if you provide explicit consent.
4. Data Security
- We implement robust security measures to protect your data from unauthorized access, alteration, disclosure, or destruction.
- All sensitive information is encrypted during transmission and storage.
- Access to your data is restricted to authorized personnel only.
5. Cookies and Tracking Technologies
- Our platform uses cookies and similar technologies to improve functionality, analyze usage, and deliver tailored content.
- You can control cookie preferences through your browser settings; however, disabling cookies may affect the functionality of our platform.
6. User Rights
- Access and Correction: You have the right to access and update your personal information.
- Data Deletion: You can request the deletion of your data, subject to legal and regulatory obligations.
- Withdraw Consent: You can withdraw consent for data usage, though this may affect the services we provide.
7. Retention of Data
We retain your information for as long as necessary to fulfill the purposes outlined in this policy or as required by law.
8. Third-Party Links
Our platform may contain links to third-party websites or services. We are not responsible for their privacy practices, and we encourage you to review their policies.
9. Changes to This Policy
rupirise reserves the right to update this Privacy Policy at any time. Significant changes will be communicated through our platform.
10. Contact Us
For any questions or concerns about this Privacy Policy or your personal data, please contact us at: [email protected].
